Chattanooga Area Housing Resource Directory

Published by the Housing Info Line

267-5223

Table of Contents

AGENCIES AND SERVICES

Agency descriptions in this Directory focus on housing-related services only, and do not attempt to describe all functions.

• Government Services
• Counseling
• Discrimination
• Disabled and Elderly
• Financial Assistance
• Home Buying
• Homelessness
• Homeowner Help
• Georgia
• Information and Referral
• Legal
• Rehabilitation/Remodeling
• Rental Info
• Utilities/Energy

PUBLIC AND SUBSIDIZED HOUSING

• Chattanooga Public Housing
• Section 8 Program
• SE Tennessee Public Housing
• Hamilton County Subsidized Housing
• Hamilton County Housing for Elderly Persons or those with Disabilities
• SE Tennessee Subsidized Housing
• SE Tennessee Housing for Elderly Persons or those with Disablilities
• NW Georgia Subsidized Housing
• NW Georgia Public Housing

GOVERNMENT SERVICES

This section also contains government-related non-profit housing services.

Better Housing Commission 757-5204

Enforces City codes on housing quality and safety, litter, garbage, and abandoned vehicles. May cite owner to court and fine for violations.

Chattanooga Community Policing Coordinator 697-9791

Alpha Team - 698-9796 All areas north of river
Charlie Team - 698-9538 From the river south to County line (downtown, Alton Park, Tiftonia, etc.)
Echo Team - 698-9552 McCallie Ave. north to County line (Eastdale, Glenwood, Avondale, Hwy. 58; extends over ridge cut to 153)
Fox Team - 698-9601 McCallie south to GA line (Highland Park, Eastlake, Rossville Blvd, Ridgedale)
George Team - 698-9552 All of Brainerd, Hamilton Place, Tyner, etc.

Chattanooga Housing Authority 752-4893

Administers public housing developments and Section 8 Program.

Chattanooga Neighborhood Enterprise 756-6201

Non-profit housing developer offering programs for home-buyers, homeowners and renters (See Home-buying, Rehabilitation, Rental Info)

Community Housing Development Organization (CHDO) 756-6205

Non-profit subsidiary of CNE that assists community-based organizations to address housing needs in targeted areas in inner-city Chattanooga.

Dept.of Human Services (City) 757-5551

(See Financial Assistance)

East Ridge Building Inspection 867-7711

Hamilton County Environmental Health Dept. 209-8110

Enforces state law on safety and health of buildings in Hamilton County (outside city limits). Inspects outside only (septic tanks, animals or junk that can be seen from the street).

Hamilton County Dept. of Social Services 209-6833

(See Financial Assistance)

Housing Info Line 267-5223

Telephone counseling on renter/landlord rights and responsibilities; planning advice for first-time buyers; info/referral on general housing inquiries.

Office of Community Development (City) 757-5133

Publishes a quarterly newsletter for landlords in Hamilton County; provides funding to local non-profit housing development organizations for wide range of affordable housing activities.

Office of Neighborhood Services (City) 757-5277

Helps neighborhoods plan and clean-up. Advises on discrimination and renter rights. Distributes Rentwise! handbook for landlords and tenants.

Public Works Action Line 757-5300

Handles brush and trash and storm-water problems. Arranges weekly pick-up of large bulky items (furniture, appliances) by appointment.

Red Bank Housing Code Enforcement 877-1103

Regional Planning Agency 757-5216 Zoning Office 209-6677

Helps neighborhoods plan improvements. Provides plans, demographics and maps. Handles Geographical Information System (GIS), Historic Register, zoning variances, regional coordination, etc.

Tax Assessor's Office (Hamilton Co) 209-7300

Identifies owners of property if exact address is given over the phone.

TN Division of Consumer Affairs

(See Legal)

TN Dept. of Commerce and Insurance

(See Home Buying)

TN Dept. of Financial Institutions

(See Home Buying)

US Dept. of Agriculture

Rural Development (See \Home Buying)

US Dept. of Housing & Urban Development (HUD) Main number in Knoxville (423) 545-4370 (Also see Homeowner Help, Discrimination and Legal)

COUNSELING

Dismas House 266-1888

All services for ex-offenders including housing, counseling, job placement and more.

Housing Info Line 267-5223

Info and referral on landlord/tenant rights and responsibilities; public/subsidized/elderly/disabled housing in TN and N. GA; trains groups on housing solutions/resources. Counsels first-time buyers on loan qualifying (over-the-phone, anonymous).

Homeless Health Care Center 265-5708

Emergency housing; all-purpose counseling and referral (medical, addiction, crisis, employment, housing). Must be verifiably homeless.

Family and Children's Services 755-2822

Comprehensive social services; family and individual counseling, group homes for troubled adolescents. (Also see Disabled/Elderly and Financial Assistance)

Mortgage delinquency, default and foreclosure:

Consumer Credit Counseling Service 490-5130
Chattanooga Neighborhood Enterprise 756-6201
City Human Services - 757-5540 (FHA or THDA mortgages)

DISCRIMINATION

HousingInfo Line 267-5223

(See Counseling)

Office of Neighborhood Services 757-5277

(See Government Services)

Tennessee Human Rights Commission 634-6837

Investigates and enforces housing and employment discrimination laws.

U.S. Dept. of Housing and Urban Development (HUD--Knoxville) 1-423-545-4379

Fair Housing Office investigates and conciliates (or prosecutes) discrimination complaints.

DISABLED AND ELDERLY

AIM Center 624-4800

Clubhouse for persons with a psychiatric disability - 16 or older. All types of supportive services including housing help; manages apartment building.

Area Agency on Aging (for all of Southeast TN) 266-5781

Information on nursing homes, mental health group homes, and other services for elderly.

CADAS 756-7644

Alcohol/drug rehab, live-in treatment program.

Chattanooga Housing Authority 756-4893

Some developments contain accessible units and special services (See Public Housing).

Chattanooga Human Services Dept. 757-5541

Adult Protective Services enforces laws protecting vulnerable populations from abuse and financial exploitation. Emergency housing and other social services; weatherization for elderly homeowners.

Family & Children's Services 755-2822

Provides affordable temporary shelter for women; group homes for disturbed adolescents; emergency housing. Elderly Services Dept. provides lists of nursing homes and assisted living centers; homemaker and other services for elderly/disabled; finder service for minorities seeking nursing homes (MAPS program).

Fortwood Mental Health Center 266-6751

Apartments; group home; referral on full spectrum of housing for mentally ill in Hamilton County. Refers to approved private mental health boarding homes.

Hamilton County Nursing Home 490-1599

3 facilities offering full care for totally disabled, assisted living for partially disabled and independent private apartments for elderly.

Homemaker Services 755-2839

Help with cleaning, laundry, etc. to help keep elderly in their homes. Waiting list.

Home Place 495-3735

Limited number of apartments with medical supervision for low-income people with HIV or AIDS. Apply through Chattanooga Cares at 265-2273.

Homeless Health Care Canter 265-5708

Disabled homeless persons may qualify for direct funds for deposit and first month's rent (the person does not necessarily have to receive SSI)

Hosanna 886-3413

Fully accessible 10-bedroom private home for physically disabled adults who need some care.

HUD-subsidized housing for elderly and disabled

See list in this book. These privately-owned complexes charge one-third of income for rent/utilities. For age 62 plus or receiving SSI.

Johnson Mental Health Center 870-9033

Non-profit center for mentally ill. Provides apartments, group homes, and house-finding help for out-patient clients. Group homes for troubled youth. Referrals to private boarding homes.

Mental Retardation Services 634-6149 (State regional office)

Info and referral on all State services for the mentally retarded.

New Life Maternity Home 478-5351

Religious group home for pregnant 13 to 22 year-olds. Full services.

Orange Grove Center 629-1451

Group homes and full services for mentally retarded or developmentally delayed persons.

Open Arms Care Corp. 238-9636 (Ooltewah)

Group homes and training for mentally retarded.

Reverse Mortgages for Elderly

see Homeowner Help.

Ronald McDonald House 778-4300

Temporary housing for families whose children are in local medical facilities.

Senior Hotline through Legal Services 756-0628 Chattanooga and Cleveland

1-800-836-0128 rest of the State. Provides the elderly in the entire State with legal advice regardless of income.

TTY 756-6269

Information for the deaf on renting, buying and rehabbing. Ask for Joyce.

Tri-State Disability Resource Center 892-4774

For individuals with disabilities in TN, NW GA and NE AL. Services include Info/Referral, Independent Living Skills Training, Advocacy, Peer Support and Employment.

FINANCIAL ASSISTANCE AND COUNSELING

Charities that may contribute rental assistance in limited cases:

Metropolitan Ministries 266-1408, Ladies of Charity 698-2606, Inner-City Ministries 698-3178, Hope for Chatt. 698-4733, Good Neighbors 266-1772, Pilgrim Congregational 698-5682, Northside Neighborhood House 267-2217, Rossville Community Ministries 706-861-5748

Chattanooga Human Services 757-5541

Help with rent/utilities/mortgage payments for qualified people once a year. Weatherization Program for low-income owners and renters.

Consumer Credit Counseling Service 490-5620

The only nationally accredited credit counseling agency in SE TN and NW GA Watch out for profiteering impostors! Helps people out of debt through budget analysis and debt management. Housing counseling for first-time buyers, and those seeking alternatives to bankruptcy or foreclosure. Info on reverse mortgages. May set up appointment in Chattanooga, Dayton or Cleveland. Also see Georgia.

Credit Bureau International (CBI) 855-8300

Located in Chattanooga. Mails credit report for about $ 10. Fair Credit Reporting Act protects consumers from abuses.

Credit bureaus

Many landlords and all mortgage lenders check credit reports and may use poor credit as a reason for rejection. In this case, obtain free copies from the 3 major bureaus and contact all 3 about disputed or up-dated information. Experian (TRW) 800-682-7654; Transunion 800-916-8800; Equifax 800-685-1111

Hamilton County Social Services/Emergency Assistance 209-6833

Limited assistance for qualified people in rural Hamilton County; rent, mortgage, utilities, food, medicine.

Energy/Utility Assistance

(see First Call For Help and Utilities).

First Call For Help 265-8000 (In GA and AL 1-800-635-0444.)

A service of United Way. Information and referral to all types of social service agencies in TN, GA and AL (20 counties). Does not give direct financial aid.

Private Industry Council 757-5013

State agency responsible for workforce development in the area. Enables people to upgrade skills and earning power. Provides job training & placement to out-of-work or under-employed citizens. Child-care provided.

Southeast Tennessee Human Resource Agencies

Help with utility bills and emergency home repairs. Dunlap - 949-2191; Jasper - 942-5946; Benton - 338-2335; Decatur - 334-3305; Dayton - 775-4010

Tennessee Dept. of Human Services 634-6200

State provides basic social services (Families First, food stamps, TennCare, Protective Services, Vocational Rehab, Day Care, Job Search ).

Signal Mountain Welfare Council 886-5982

Financial assistance limited to Signal Mtn. residents within Hamilton County.

HOME BUYING

Chattanooga Association of Realtors 698-8001

Answers questions about real estate agents; hears complaints through Ethics and Professional Standards Committee.

Chattanooga Neighborhood Enterprise (CNE) 756-6201

Nonprofit lender offering mortgage loans, counseling & downpayment assistance. Financial management classes for future buyers. Rehab loans for both home owners and rental properties. Neighborhood and downtown revitalization programs. (also see Rehabilitation and Rental)

Habitat for Humanity 622-1132

Builds affordable houses for low-income working families who can put in 500 hours of labor. In Cleveland and all of Bradley Co - 476-6947; Dalton, GA - 272-3336; Catoosa/Ringgold - 937-6600

Housing Info Line 267-5223

Confidential phone info on preparing to see the lender; info on low-income loans in TN and GA; step-by-step personal planning; calculation of price range and cash needs.

HUD Repos

Call Housing Info Line or Chattanooga Neighborhood Enterprise

Inner City Development Corporation (ICDC) 267-5405

Construction and financing of affordable housing in Downtown/UTC/MLK area; affordable rentals; special programs for low-income persons.

Loans and Lenders Better Business Bureau 266-6144

To verify license and how long in business; discuss possible scams or terms to be wary of.

Mobile Homes

U S Dept. of HUD oversees complaints and code enforcement regarding construction and materials - 615-741-2241; FHA loans and site approval - 1-423-545-4377. Zoning restrictions: State Planning Office - 634-6446.

SE TN Local Development Corp. 266-5781

Low-cost mortgages and down-payment assistance for low and very low-income families in 10-county area (outside city limits only). Program funds very limited. (Also see Rehabilitation)

Tennessee Dept. of Financial Institutions 615-634-6327

Investigates complaints against mortgage lenders and finance companies. ExpIain in writing; John Seviers Building, 500 Charlotte Ave., Nashville, TN 37243

Tennessee Housing Development Agency (615)741-4968 Nashville

Low-interest loans & down payment help for first-time buyers. This statewide program is administered by local lenders.

28th Legislative District Affordable Housing Program 266-5781

Down-payment and closing cost assistance to enable low or very low-income persons to buy a home.

Rural Development (Farmer's Home Administration) 756-2239 GA 706-638-2189

Loans to low-income buyers in rural TN (10 counties) to buy, build, repair, purchase site or provide water and sewer. Loans for 100% of appraised value with payment based on income. Little or no down payment; must be working with reasonably good credit.

U S Dept of Housing and Urban Development Knoxville - Main number 423-545-4391

Homebuying 423-545-4377; Fair Housing 423-545-4379; FHA loans, repos and foreclosures 423-545-4370, 71, 72.

Veterans Administration - 1-800-827-1000

Ask for Form #1880 to get certified for homebuying program. For loan processing info call Nashville Office 615-736-5237

HOMELESSNESS

Bethel Bible Village 842-5757

Hixson residence for children and youth (temporary or permanent).

Chattanooga Housing Authority 752-4893

Administers public housing (rent/utilities cost one-third of gross income) and Section 8 Program which gives first preference to people with disabilities and families who are homeless through no fault of their own. For rural counties, see Public Housing or call Housing Info Line.

Chattanooga Human Services 757-5541

Relocation assistance; emergency housing and other services; referral to shelters. May give financial aid to people owing a debt to the Housing Authority.

Community Kitchen 756-4222

Emergency assistance & help to reestablish. Job training, food, GED class.

Dismas House 266-1888

Temporary shelter (up to 6 months) and other help for ex-offenders to reestablish.

Family Violence Center and Spouse Abuse Hotline 755-2700

Protective housing for battered women and children.

Homeless Health Care Center 265-5708

Emergency housing, medical & social services for people working toward goals. Comprehensive counseling. Must be verifiably homeless. Also has Shelter-Plus-Care programs for disabled and alcohol/drug addicted (see Disabled/Elderly)

Outlying Counties

For information on homeless programs in SE TN or N GA. call First Call For Help or Housing Info Line.

Runaway Youth Shelters 755-2845

A service of Farnily and Children's Services.

Shelters

Family Emergency Shelter 755-2895 Salvation Army 756-1023
Room In the Inn 266-5796 - women & children, longer term
Maranantha 265-5796
St. Matthew's 266-2828
St.Catherine's 756-4222
Union Gospel Mission 493-4161
Innerfaith Hospitality Mission 756-3891 - families, longer term

Transitional housing through Family and Children's Services 755-2870

Low-rent temporary protective housing for single women.

HOMEOWNER HELP

Creditors -Protecting Your Home From:

Call the Bar Association at 267-6721 for 24-hr. taped legal advice on keeping your home (#610).

Foreclosure: Call HUD-certified counseling agencies:

Consumer Credit Counseling Service 490-5620; Chattanooga Neighborhood Enterprise 756-6201; or City Human Services Dept. 757-5551. Consult Public Library.

Fraud/Rip-off/Scams: Better Business Bureau 266-6144

(complaints, questions, helpful brochures); Legal Services 756-4013 (Investigation and prosecution for very low-income victims). TN Dept. of Commerce and Insurance or TN Dept. of Financial Institutions 615-532-1020

Insurance: Housing Info Line 267-5223

Advice on shopping for homeowner's insurance, especially for lower-income or people with credit problems or with homes of lower value; help understanding coverage. TN Dept. of Commerce and Insurance 615-741-2241 Handles complaints; finds insurance for difficult-to-cover people and properties.

Inspection: Housing Info Line 267-5223

or consult yellow pages under "Home Inspection".

Mortgage Complaints: TN Dept. of Financial Institutions 615-532-1020

(see Homebuying).

Noisy Neighbors

Call Bar Association 267-6721 for 24 hr. taped legal advice on nuisance noise (#614).

Repairs/remodeling

See Rehabilitation.

Renting Your Home Out: Housing Info Line 267-5223

Info/training/publications for new landlords.

Reverse Mortgages: Consumer Credit Counseling Service 490-5620

Information for people over 62 who want to stay at home and receive monthly cash payment from a lender based on the value of the home.

Trespassing

Call Bar Association 267-6721 for 24 hr. taped info on what to do about intruders (#613).

GEORGIA

This list is very limited. For more information call First Call For Help at 423-265-8000.

Consumer Credit Counseling Service

For appointments in Dalton and Calhoun, call 490-5620 or 800-459-2227.

Department of Consumer Affairs 1-800-359-4663 (inside GA); (404) 679-4840 outside GA

State home buying program with down-payment assistance for low/moderate incomes.

Department of Family and Children's Services Walker County 706-375-0726; Dade 706-657-4511; Catoosa 706-935-2368

Emergency rent and utility assistance; protected housing for threatened and abused persons; homeless programs.

Habitat for Humanity Dalton 272-3336; Catoosa/Ringold 937-6600

(See Homebuying section).

Legal Services of Georgia (Landlord/Tenant Hotline) 1-800-369-4706 (inside GA), 404-206-5343 (outside GA)

Legal advice and free representation for very Iow incomes. Free handbook on tenant/landlord rights and responsibilities. All Georgia renters should get this book!

Housing Info Line 267-5223

Provides counseling to renters and buyers, and information on public and subsidized housing.

Rural Development (formerly Farmer's Home Administration) TN 756-2239 GA 706-638-2189

Low-interest mortgages and remodeling loans for low-income buyers in rural areas. Little or no downpayment, reasonably good credit.

Walker Family Crisis Center 706-539-1000

Shelter, counseling, relocation to N GA and Hamilton County women and children.

INFORMATION and REFERRAL

First Call For Help 265-8000

United Way agency with centralized info on services in 20-county area. Connects callers to resources according the problem and zip code. Helps with utility bills in N GA if service is through EPB only.

Housing Info Line 267-5223

Full range of housing information. Helps TN and GA owners, renters and buyers over the phone.

Metropolitan Council of Services 267-7766

Produced 1997 Housing in Hamilton County Report which inventories existing units, funding sources and programs for low-income and special needs populations; discusses needs, resources and policies.

LEGAL

Better Business Bureau 266-6144

Helps resolve business complaints. Mediation and arbitration of landlord/tenant disputes (low-cost way to find equitable solutions).

Division of Consumer Affairs, State of TN 1-800-342-8385

Enforces consumer protection laws; investigates rental and real estate complaints and rent-to-own schemes. Send written complaint to 500 Robertson Pkwy., Nashville, TN 37243.

Foreclosure

See Homeowner Help

General Sessions Court 209-7630

(Courts Bldg, corner of Market and 6th St.) Issues detainer warrants; hears eviction proceedings and claims under $ lO,OOO in disputes over contracts, accounts, rents, damages, and notes.

Landlord/Tenant Act

Main downtown library (757-5301) can provide copy of State law at 10 cents per page. Local History Dept. Ask for TN Code Annotated section 66-28-101.

Lawyer's Referral Service 266-5950

Half-hour consultation with real estate or landlord/tenant attorney for $20 (TN or GA).

Mobile Homes HUD - Nashville 615-741-7190

Complaints on structural defects and set-up quality; licensing and code enforcement of manufacturers, dealers and installers in TN. HUD - Knoxville 423-545-4377 (FHA loan approval and site inspections; info/enforcement on construction and materials.

SE TN Legal Services 756-4013 (Hamilton, Bledsoe, Marion, Sequatchie, Rhea, McMinn, Meigs, Monroe and Polk). Bradley Co. call 479-8577.

Free representation for the very poor, including landlord abuse, illegal eviction, failure to return deposits, etc.

Senior Hotline

SE TN Legal Services provides free legal information (by phone) to elderly statewide in Chattanooga and Cleveland at 756-0128 and to the whole state at 1-800-836-0128.

Rentwise! handbook for tenants and landlords

City Office of Neighborhood Services 757-5277. Sorry no mailings. Pick up on third floor, across from City Hall, 100 East 11th Street.

Tennessee Trial Lawyer's Association 1-888-329-3999

20 minutes free on phone. Ask for landlord/tenant or real estate attorney.

REHABILITATION/REMODELING

For Homeowners

Chattanooga Neighborhood Enterprise - 756-6201

Low-interest, low-payment rehab loans for low or very low-income owners within City limits.

Rural Development Area Office - 756-2239

Low-cost repair loans for very low-income households in 10 rural counties (see Homebuying).

SE TN Development Corp. - 266-5781

Periodic low-cost rehab programs for low and very low income in Soddy Daisy, Collegedale, Red Bank and East Ridge. Get on wait list.

SE TN Human Resource Agencies Dunlap - 949-2191 Jasper - 942-5946 Benton - 338-2335 Decatur - 334-3305 Dayton - 775-4010

Weatherization and repairs for low-income owners; utility assistance.

For Rental Property

Chattanooga Neighborhood Enterprise 756-6201

Offers owners of rental property 2% loans to remodel in targeted areas within Chattanooga city limits. Up to $14,000 per unit.

Inner-City Development Corp. 267-5405

Attractive terms for owners of substandard rental property in UTC/MLK area.

RENTAL INFO

Affordable Rentals

see list of Subsidized Housing Programs

Apartment Finding

there are no locator services in Chattanooga, but descriptions of apartment complexes are found in the Chattanooga Apartment Guide (mid-to-large sized) and the H & H Rental Guide which features less fancy complexes of small to mid-size. These guides are available at all Golden Gallon stores. The Housing Info Line has a short list of lower-cost rental management companies.

Tenant Complaints, Counseling, Problem-solving

Housing Info Line 267-5223; Office of Neighborhood Services for handbook on Landlord/Tenant law (Rentwise!) 757-5277; Division of Consumer Affairs (Nashville) 1-800-342-8385.

Landlord Education, Information, Problem-solving

Housing Info Line 267-5223; Quarterly newsletter for landlords: City of Chatt. 757-5133; 60-page booklet on rights and responsibilities of landlords and tenants: City of Chattanooga 757-5277; on-going training and legal info, monthly meetings and newsletter (members only); Chattanooga Apartment Association 876-8121.

Legal Info available on tape

The Bar Association provides 24-hour telephone info on the following: (call 267-6721 and dial in the tape number) Rights and Duties of Tenants in TN #611; Rights and Duties of Landlords in TN #612; Rights of Tenants in Public Housing #615; Also see Georgia section.

Renter Training

Housing Info Line 267-5223 will provide group or individual orientation to first-time or at-risk tenants. Call for brochure. All tenants should have a copy of the handbook Rentwise! available through the City at 757-5277

UTILITIES

Chattanooga Gas Company 1-800-427-5463

Electric PowerBoard of Chattanooga 756-2706

Tennessee American Water Company 755-7650

Weatherization Programs: Chattanooga Human Services Department 757-5551

Low-cost insulation, storm windows, etc. Also see Rehabilitation

Rural areas - Assistance with Utility bills

See Financial Assistance section - SE TN Human Resource Agencies.

Severe Weather Emergency Shelter - City Human Services 757-5544

For persons whose health may be affected by extreme hot or cold weather.

Warm Neighbors Program - 757-5544

Assists needy families with energy bills when all other sources are exhausted

Project Water Help - 757-5544

Funds donated by the public to help low-income families in crises.

Low Income Energy Assistance Program (LIEAP) - 757-5227

May make partial payments to utility companies for elderly, disabled or very low income persons. Limited funds.

CHATTANOOGA PUBLIC HOUSING

Chattanooga Housing Authority 752-4893

# Units
- 497 -- College Hill Courts 1300 Grove Street (West side)
- 430 -- East Lake Courts 2600 4th Ave. (off I-24, East Chattanooga)
- 500 -- Harriet Tubman Development 1911 Hardy Street (Avondale)
- 596 -- Spencer J. McCallie Homes 3500 Kirkland Ave. (Alton Park)
- 192 -- Maurice Poss Homes 1 East 25th St. (Southside)
- 340 -- Emma Wheeler Homes 4900 Edinburg Drive (off Hooker Rd)
- 250 -- *Boynton Terrace Apartments 955 Boynton Drive (Westside)
- 200 -- *Gateway Towers 1100 Gateway Ave. (Westside)
- 160 -- *Mary Walker Towers 2505 S. Market Street (Southside)
*For elderly and physically disabled. Efficiencies and 1 bedroom apartments. Vacancies, services, pets allowed

Scattered Site Developments
# Units
-- 98 -- Greenwood Terrace Apartment 3056 Dee Drive (Eastdale)
-- 44 -- Missionary Heights Apartments 500 Latimore St. (Glenwood)
-- 43 -- Glenwood Heights Apartments Judson Lane (Glenwood)
-- 50 -- Edward F. Steiner, Senior Apts. Chamberlain Ave. (E. Chattanooga)
-- 31 -- Rev. H.J. Johnson Apartments 1635 Dodson Ave. (E. Chattanooga)
-- 24 -- 600 Gurley Street (North Chattanooga)
-- 28 -- 1311 Fairmont Street (North Chattanooga)
-- 24 -- 3012 Woodside Avenue (EastLake)
- 200 -- Cromwell Hills Apartments 3940 Camelia Dr. (near airport)

(back to top)

SECTION 8 PROGRAM

Chattanooga Housing Authority 752-4893

This is a federal rent subsidy program funded through the Dept. of Housing and Urban Development and administered by the Chattanooga Housing Authority, or other Authorities and agencies in the region. The program pays all or partial rent for low-income voucher- (or certificate-) holders who must find a private landlord willing to accept monthly payments from government. In Chattanooga, applicants must be (1) verifiably homeless (through no fault of their own), or disabled and receiving Social Security Insurance, or (2) living in seriously substandard housing, or (3) low-income and working for at least 6 months. The waiting time for this last group is up to 5 years.

(back to top)

SOUTHEAST TENNESSEE PUBLIC HOUSING

Crossville Housing Authority (423)541-4202

Ervin Avenue, Crossville, TN 38555

Cleveland Housing Authority (423)479-9659

450 Walker Street, Cleveland, TN 37311

Athens Housing Authority (423)745-0341

716 Clark Street, Athens, TN 37303

Dayton Housing Authority (423)775-1871

S. Railroad Street, Dayton, TN 37321

Grundy Housing Authority (423)924-2496

100 Raulston Ave., Monteagle, TN 37356

South Pittsburgh Housing Authority (423)837-6600

214 Elm Ave., S. Pittsburg, TN 37380

Etowah Housing Authority (423)263-2674

400 Sunset Drive, Etowah, TN 37331

HAMILTON COUNTY SUBSIDIZED AND RENT-RESTRICTED HOUSING

Following are housing developments subsidized by the federal government (HUD) or Dept. of Agriculture) for families earning less than 80% of area median income. For example, people earning approximately $29,950 (for a family of 3) may apply. Some complexes take applications only once a year, and the waiting periods vary. Some may be two years or longer. Rent including utilities costs about 30% of income, depending on family size.

Battery Heights Apartments 624-0311

3401 Campbell Street,37406 (144 units)

Boynton Overlook Apartments 756-4680

1201 Boynton Drive 37402 (162 units)

Brookside Apartments 332-9009

205 Evening Side Dr., Soddy Daisy 37379 (48 units)

Fair Oaks Apartments 894-8851

Bonny Oaks Drive 37416 (a few Section 8 units)

City View Apartments 622-3230

2709 Citico Avenue 37406 (150 units)

Hickory Valley Apts. 894-6634

1507 Hickory Valley Road 37421 (22 units)

Hidden Acres 870-4293

4518 Hixson Pike 37403 (100 units)

Ridgeway Apartments 267-1088

1230 Poplar Street 37403 (120 units)

Spring Green and College Park Apartments 238-7468

5075 Ooltewah Ringgold Rd. 37363 (48 units)

Woodlawn Apartments 624-8385

2300 Wilson Street 37406 (131 units)

Windsor Terrace Apartments 622-1764

2300 Windsor Street 37406 (32 units)

Timber Ridge Co-op 894-0214

201 Timber Knoll Dr. 37421 (156 units)

The following non-profit organizations offer remodeled affordable rentals at rates controlled by government restrictions. These are not subsidy programs, but most applicants must have low-to-moderate incomes based on HUD guidelines.

Chattanooga Neighborhood Enterprise (CNE) 756-6201

Ask for the Rental Department. 550+ scattered site and multifamily units in various areas in the City. Wait list may be short. Includes accessible units for elderly persons and those with disabilities.

Inner-City Development Corp. (ICDC) 267-5405

40 units in downtown/UTC area.

HAMILTON COUNTY SUBSIDIZED HOUSING FOR ELDERLY AND DISABLED

Eastwood Manor 622-8741

3831 Wilcox Blvd, Chattanooga, TN 37411 (98 units)

Chattanooga NAPFE 344-8361

5465 Highway 58, Chattanooga, TN 37416 (125 units)

Fortwood Mental Health Center 493-7650

Jaycee Towers 266-8741

959 Gateway Avenue, Chattanooga, TN 37402 (406 units)

John Calvin Apartments 877-4234

100 Northgate Park, Chattanooga, TN 37415 (95 units)

Orange Grove Center 629-1451

615 Derby Street, Chattanooga, TN 37404
Group homes for mentally-retarded children and adults. Permanently housed adults must enter before age 18.

Joe Johnson Mental Health Center 756-2740

Whiteside Faith Manor 266-8325

735 E. 10th Street, Chattanooga, TN 37403 (117 units)

Patten Towers 267-1116

1 East 11th Street, Chattanooga, TN 37401 (221 units)

SOUTHEAST TENNESSEE SUBSIDIZED HOUSING

Note: In most complexes, a specific number of units may be subsidized and other units may rent at market rate.

BLEDSOE COUNTY

SE TN Human Resource Agency (SETHRA) 447-2444

Issues Section 8 rent supplements for Bledsoe Co.

Colonial Manor Apartments I 423-447-6210

Pikeville, TN 37367 (24 units)

Colonial Manor Apartments II 423-447-6210

Pikeville, TN 37367 (24 units)

BRADLEY COUNTY

Cleveland Housing Authority 479-9659

Administers Section 8 Program for Bradley Co.

Horizon Square 476-9393 6 month waiting list

2324 Georgetown Rd., Cleveland,TN 37311 (92 units)

Ocoee Village 479-3621 6 month waiting list

13 52nd St., Cleveland, TN 37311 (49 units)

Pine Forest 479-2061 1 month waiting list

3005 Henderson Ave., Cleveland, TN 37323 (101 units)

Spring Brook 472-0127 2 month waiting list

2360 Blackburn Rd. SE, Cleveland, TN 37311 (97 units)

Walker Valley Apartments (423) 336-3956

Charleston, TN 37310 (24 units)

GRUNDY COUNTY

SE TN Human Resource Agency (SETHRA) 592-8260

Issues Section 8 rent supplements for Grundy Co.

Woodland Ridge Apts. 615-924-2328

Monteagle, TN (24 units) Issues Section 8 rent supplements for Bledsoe Co.

MARION COUNTY

SE TN Human Resource Agency (SETHRA) 942-5946

205 E. First St., Jasper, TN 37347
Issues Section 8 rent supplements for Marion Co.

Hudson Arms 423-942-1009

Whitwell, TN 37397 (8 units)

Long Apartments 423-658-5864

Jasper, TN 37347 (8 units)

Mountain View Apts. 423-837-7714

South Pittsburg, TN 37380 (48 units)

Town Creek Apts. I 423-942-3387

Jasper, TN 37347 (24 units)

Town Creek Apts. II 423-942-1333

Jasper, TN 37347 (24 units)

McMINN COUNTY

Greenwood Apartments 423-745-1400

100 Jackson St. NE, Athens, TN 37303 (40 units)

Maplewood Apartments II 423-744-2701

1614 Legion Rd., Athens, TN 37303 (16 units)

Cherokee Hills Apartments 423-887-5850

Englewood, TN (24 units)

MEIGS COUNTY

Meigs Heights Apartments 423-334-3453

Decatur, TN 37322 (24 units)

POLK COUNTY

SE TN Human Resource Agency (SETHRA) 338-2335

Issues Section 8 rent supplements for Polk Co.

Chilhowee Apts. (423) 338-9419

Benton, TN (48 units)

RHEA COUNTY

Hidden Valley Apartments I & II 423-775-2714

Dayton, TN 37321 (72 units)

Vealley View Apartments 423-365-5007

Spring city, TN 37381 (40 units)

SEQUATCHIE COUNTY

SE TN Human Resource Agency (SETHRA) - 949-2191

Savage Rd. P.O. Box 909, Dunlap, TN 37327
Administers programs for a 10 county area.

North Town Apts. (423) 949-4845

Old York Hwy. N, Dunlap, TN 37327 (16 units )

West Town Apts. (423) 949-4845

224 Elm St. N, Dunlap, TN 37327 (18 units)

SE TENNESSEE HOUSING FOR ELDERLY/ DISABLED

BLEDSOE COUNTY

Birchwood Village Apts. 477-6474

Pikeville, TN (40 units)

BRADLEY COUNTY

Cleveland Summit 479-3005

44 Inman St. Cleveland, TN 37311 (78 units)

Heritage Oaks 478-3864

1955 White St., SE ,Cleveland, TN 37311 (40 units)

North Cleveland Tower 479-9639

Cleveland,TN 37311 (113 units)

GRUNDY COUNTY

Hillcrest Village Apts. 615-592-9628

Tracy City, TN (37 units)

Meadowood Apts. 615-592-9628

Tracy City, TN (20 units)

MARION COUNTY

Jasper Senior Housing (423) 942-2426

Jasper, TN (37 units)

Whitwell Properties (423) 658-5053

Whitwell, TN (21 units)

MCMINN COUNTY

Brookvale Gardens (423) 263-0598

Etowah, TN (16 units)

Maplewood Apartments I 423-744-2701

Athens, TN (16 units)

POLK COUNTY

Benton Elderly Housing (423) 338-2953

Benton, TN 37307 (24 units)

Ducktown Apartments (423) 496-5934

Ducktown. TN 37326 (23 units)

Walnut Creck (423) 338-8142 elderly only

1725 Benton Station Rd., Benton TN 37307 (24 units)

SEQUATCHIE COUNTY

Sequatchie Haven Apts. II (423) 949-3429

Dunlap, TN 37327 (14 units)

Sequatchie Haven Apts. I (423) 949-3524

Dunlap, TN 37327 (8 elderly units)

NW GEORGIA SUBSIDIZED HOUSING

Rossville Apartments 866-4787

800 Walker Avenue, Rossville, GA 30741

Happy Valley Apartments 861-3145

1209 Indian Avenue, Rossville GA 30741

Mission Villa Apartments 861-4354

329 Mission Ridge, Rossville, GA 30741

Catoosa Garden Apartments 861-3712

2010 S. Cedar Lane, Ft Oglethorpe, GA 30742

Battlewood Apartments 861-1111

Fort Oglethorpe, GA 30742

Oglethorpe Ridge 706-858-3880

1252 Cloud Springs Rd., Ft. Oglethorpe, GA

NORTHWEST GEORGIA PUBLIC HOUSING

WALKER COUNTY

Lafayette Housing Authority (706) 638-2733

PO Box 567, Lafayette, GA 30728

Ringgold Housing Authority (706) 935-3028

CATOOSA COUNTY

Ft Oglethorpe Housing Authority (706) 866-3303

CHATOOGA COUNTY

Summerville Housing Authority (706)857-3016

16 Ross Street, Summerville, GA 30747

Menlo Housing Authority (706)862-2240

DADE COUNTY

(back to top)